Colin&Cie sets new top marks in the 2025 financial year
The past financial year was characterised by positive developments in the financial markets, successful growth driven by the expansion of our client advisory team, and the provisional completion of an organisational transformation phase. New records were set in many areas, confirming the quality, client service model and range of services offered by Colin&Cie. CEO Thomas Warnecke looks back with satisfaction on a successful 2025.
Review 2025 - Financial markets
2025 marked the third consecutive successful year on the stock markets. Supported by falling inflation, declining key interest rates and government economic stimulus programmes, the global economy achieved solid growth. In this market environment, both bonds and equities recorded gains, some of them significant. Gold reached historic highs, whilst the US dollar suffered its sharpest depreciation against the euro and the Swiss franc since 2017.
Review 2025 - Colin&Cie mandates
The positive performance of the financial markets, together with our tactical investment decisions, had a favourable impact on the annual results of the Colin&Cie portfolios. As in the previous year, the growth-oriented investment strategies with an equity component exceeded their long-term return targets. The strategies focused on capital preservation without equity exposure continued to be influenced by the low interest rate environment in Switzerland and the moderate interest rate levels in the eurozone, which was reflected in limited return opportunities. The USD positions held in the mandates for diversification and return optimisation led to negative currency effects due to the weakness of the USD.
Review 2025 - Colin&Cie
With the establishment of the ‘Centre of Competence’ and the expansion of the ‘Investment Office’, we completed our organisational and qualitative development process last year ahead of schedule. Over the past five years, we have refined our value proposition, introduced a holistic advisory service (wealth planning) and fine-tuned our independent assessment of market conditions as the basis for clear and transparent investment decisions. Simultaneously, we established the HR, event planning and communications departments, further developed our management structures and strengthened our corporate governance. This has further refined the framework for providing professional client service and successfully integrating new advisers, thereby further improving the conditions for long-term growth.
In 2025, we welcomed seven new client advisors to Colin&Cie – more than in any previous year. They were based across our offices in Schaffhausen (2), Zurich (2), Lugano (1) and Luxembourg (2), and have successfully settled into their new roles at Colin&Cie thanks to a systematic introduction and integration process. Key factors to reach this success included holistic and goal-oriented client advisory services, investment strategies tailored to individual requirements and the ideal implementation and selection of investment instruments using a top-down approach. Objective and transparent decision-making criteria, combined with disciplined implementation within the framework of the defined investment strategy form the basis of a systematic and well-structured advisory and investment process.
In addition to strengthening our client advisory services, we have made a conscious decision in recent years to establish and expand our own specialist departments (Business Management). We regards this as an investment in our future, in a significantly stronger client focus and to reduce the workload of our advisers. This allows them to focus even more effectively on their clients – manifested by personalised support, the swift implementation of client requests and consistent quality. Our in-house specialists from the Investment Office, the Finance Department, Securities Accounting and Risk & Compliance ensure depth of expertise, process quality and regulatory stability. Unlike outsourced services, our in-house specialists enable greater independence, shorter response times and tailored solutions for Colin&Cie’s clients. The ratio of 70% client advisers to 30% business management illustrates the high efficiency of our organisational structure, which is based on automation, digitalisation and a culture of personal responsibility.
Outlook - Colin&Cie
In 2026, we will continue to pursue our ambitious quality and growth targets with determination. Our aim is to grow faster than the market – by attracting new clients and recruiting additional advisors, thereby further enhancing our expertise and the quality of our advisory services. Where strategically sensible and economically sustainable, we are evaluating the opening of new offices and recruiting experienced, well-connected industry experts for our company. One example of this is our designated board member Walter Wichert – a proven specialist in external asset management with an impressive career in the Swiss banking sector at Credit Suisse, Julius Bär and LGT Private Banking.
Together with our clients, we aim to write the next chapter in our success story as an independent, professional and reliable asset manager. Our mission is to grow and protect assets – particularly when markets are challenging. With foresight and a sense of responsibility, we provide guidance and place our investors’ personal and financial goals at the heart of every decision we make.
We would like to thank our valued customers for their trust over the past year and look forward to continuing our successful partnership.
For the Colin&Cie Group
Thomas Warnecke
CEO & Founder
Disclaimer - legal notice
This publication was produced by the Investment Office of the Colin&Cie Group. The information and opinions contained in this document are based on sources we believe to be reliable. However, we cannot guarantee the reliability, completeness or correctness of these sources. All information and quoted rates are only up-to-date at the time of this publication and are subject to change at any time without notice. The content is based on numerous assumptions made by the Colin & Cie Group. It should be noted that different assumptions can lead to materially different results. The forecasts and assessments are only current at the time this publication is prepared and can change at any time without prior notice. Past performance of an investment is not a guarantee of future results. Certain investments can experience sudden and substantial losses in value. This information and views do not constitute a solicitation, offer or recommendation to buy or sell investment instruments or to carry out any other transactions. We recommend interested investors to consult their personal advisor before making decisions on the basis of this document so that personal investment goals, financial situation, individual needs and risk profile as well as further information can be duly taken into account as part of a comprehensive consultation. The information contained in this publication is marketing material that is distributed for advertising purposes only.
